Approve the obligation.
The buyer links the invoice to the order and delivery, then authorises payment.
Indonesia anchored. Globally minded.
Supplier
payments.
Connected.
For buyers and suppliers: connect approved invoices, partner-led payments and reconciliation in one trade record.
One supplier payment Illustrative example
BuyerInvoice INV-0241
TRADE RECORD↗
Agreement · Invoice · Delivery
ARR-0241 / 01↗
IDR 48,000,000 · INV-0241
An invoice, approved.
Approved for payment
Invoice approvedARRUS
↗SupplierPayment destination
An authorised buyer user prepares the payment instruction.
Building for supplier networks and cross-border trade.Settlement first. A stronger trade record with every payment.
01From approval to reconciliation
Know what’s due.
See what’s paid.
Resolve what’s left.
For the buyer: an invoice matched to its payment.
For the supplier: a clearer view of when funds arrive.
ARRUS is being built to connect the steps between them. Buyer approvals, partner updates and receipt evidence stay attached to one reference, so finance teams can follow a payment without reconstructing its history.
Walk through an exampleTrack the receipt.
Partner processing and supplier receipt are separate, evidence-backed stages.
Match. Then close.
Match the confirmed amount to the invoice. Keep any difference open for review.
02The connected record
The invoice.
The evidence.
The payment.
Explore how commercial intent, supporting evidence and payment history become one useful transaction record.
A foundation for what comes next.
03 / Payment↗
The payment.
The full picture.
Instructions, partner updates and payment confirmations linked back to the trade.
Instruction / ConfirmationConnected trade record
Drag to explore ↔ or use the arrows
3 of 3: Payment
Rooted in the real economy
Real goods.
Real relationships.
From a supplier’s first order to an established export business, trade runs on people who deliver.
CoffeeCocoaSpicesFood & agricultureAnd the businesses behind them
03A wider field of opportunity
At home.
Across borders.
Connected.
Closer to the supply chain.
Connect buyers and local suppliers around a shared payment workflow, with clearer status, supporting records and reconciliation.
Indonesia anchoredIllustrative network · Drag to rotate
04The next layer
Payment history.
A foundation
for financing.
VALIDATED ASSET
foundation.
A real-world
foundation.
TRANSACTION HISTORY
Illustrative record structureCommercial termsLinked
Delivery evidenceLinked
Payment recordLinked
A fuller view.
Collateral tells one part of the story.
Performance adds another.
As businesses transact, a history of agreements, deliveries and payments begins to take shape. That record can support a financing partner’s assessment alongside validated invoices and real-world assets.
Our next layer brings that foundation toward working capital and tokenization, with the evidence and rights behind each asset kept in view.
Explore financing & RWADevelopment roadmapHow we are designing control
Clear authority.
Traceable progress.
Accountable handovers.
- Buyer authority
- The buyer’s authorised users approve the obligation and payment instruction.
- Partner evidence
- Processing and receipt states identify the partner confirmation behind them.
- Reviewable exceptions
- Amount differences stay open with a reason, an owner and a resolution record.
Before we talk
Your questions,
answered.
01Who is ARRUS being built for?
Buyers, suppliers and commodity traders who need a clearer connection between their commercial agreements, trade documents and payments. We are developing use cases for domestic supplier networks and cross-border trade.
02Where does ARRUS fit in the payment flow?
ARRUS connects the trade workflow, payment visibility and reconciliation. Payment execution, banking, custody and other regulated functions are delivered through relevant partners, with the arrangement defined for each use case.
03How do digital settlement rails fit in?
The design can connect fiat and stablecoin-based partner infrastructure where the relevant arrangements support it. The choice of rail is part of the payment design, alongside documentation, reconciliation and the needs of both trade parties.
04How does financing connect to settlement?
A history of documented transactions can give financing partners a richer view of a business. We are developing this foundation first, with working-capital and RWA-based financing as a subsequent layer subject to partner assessment.
05Can we discuss a pilot?
Yes. We start with a defined trade or supplier-payment workflow, agree the participants and partner responsibilities, and identify what to measure: onboarding, payment visibility, reliability and reconciliation.
Start with a defined workflow
Bring a supplier network.
Let’s shape the pilot.
Choose a small supplier group, map the payment process and agree what success should look like.
Discuss a supplier-payment pilotOnboarding · Receipt visibility · Reconciliation